We do not impose any charges above any fair use limits for normal spend in physical stores, hotels, or online - which means that you will benefit from the same FX rate for every transaction you make without needing to worry about additional fees above a certain limit!
We do have an ATM withdrawal Fair Use policy which is plan dependent. Please see below for more details.
AAdvantage® Mastercard Black Debit Card
When making ATM withdrawals abroad, there is a 0.95% mark-up over the Realtime Exchange Rate up to £250, and 2.5% over the Realtime Exchange Rate above £250. The limit resets on the 1st of each month. ATM operator fees may apply.
AAdvantage® Mastercard Platinum Debit Card
When making ATM withdrawals abroad, there is a 0.95% mark-up over the Realtime Exchange Rate up to £250, and 2.5% over the Realtime Exchange Rate above £250. The limit resets on the 1st of each month. ATM operator fees may apply.
Please note, your AAdvantage® Debit Card cannot be used for ATM withdrawals in the UK.
Also, please note that your ability to spend and withdraw from an ATM will depend on your assigned Spending Limits. These are overall spending limits that cannot be exceeded, and these limits are assigned to customers based on the information provided and gathered at sign up.
If you'd like to request a limits increase, please contact our Customer Support team on help.aadvantage@currensea.com or via the AAdvantage® Debit Card app and they may be able to review your limits.